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Criminal background checks Background check companies research court, police and other records to determine whether you have a criminal history. Some employers run credit checks, as well. Landlords, lenders and insurance companies often request this type of screening. Companies use this information to determine how likely the individual is to make payments. Background check services can include any of the following checks or histories: Credit checks Credit checks are run to see a person's financial history. Background check typesīackground screening companies often differ from one another based on the kinds of background checks they can perform. It’s likely that the information they check will be related to the job or situation - a landlord would likely check to make sure you don’t have an eviction history, a potential employer would be more interested in verifying your work history, and someone looking for information about a potential date may be more interested in criminal records. Not every person is looking for the same information when conducting background searches, so the information pulled by background check companies differs based on the type of service they provide and the records they access. Thorough consumer reports may pull sensitive information like people’s credit history, while instant online checks may only verify the person’s identity, address and criminal record. Very thorough background checks, such as those conducted by the FBI, can take 30 days or more.Ī background check can show a variety of information, depending on the type of search you’re conducting. Online background check searches that do not search for information governed by the FCRA may take minutes, but a basic background check takes approximately one to two days. How long does a background check take?Ī background check can take anywhere from a day to a month, depending on the intensity of the check and the information a company or employer is seeking.
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These services are ideal for someone looking for friends or relatives they have lost touch with or gathering information on potential romantic partners they met on online dating sites like Tinder or Hinge. These checks do not access any information governed by the Fair Credit Reporting Act (FCRA), and they cannot be used for purposes like employment screening, lease applications or credit eligibility. These companies search criminal records, social media and other databases to provide information on the person you’re searching for.
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Some companies offer background checks that are not consumer reports and do not require written permission. If inaccurate information shows up on your background check and causes you to miss a job opportunity, you have the right to dispute it within 60 days of receiving the report. While a company reserves the right to withhold employment based on certain information on your background check, it’s required to provide you with specific documentation of the incident. Because some background checks are officially considered consumer reports, they are covered in the Fair Credit Reporting Act, which states that you must give written consent before a third-party company conducts a background check on you. While background check services can access a lot of personal information, it’s essential to note that there are strict regulations about what type of information they can disclose. From there, a background check company uses databases or public records to gather information like: If you’re undergoing a background check while applying for a job, it starts with validating your identity through your Social Security number. How does a background check work?īackground checks pull information from databases, public records and the internet.
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Background checks can contain an array of information on a person, like their credit history, driving record, criminal record and social media history. They’re most commonly used by employers or landlords to vet applicants, but they’re also useful for screening romantic partners, new neighbors or coworkers. Background investigations provide records and information on people.